By subscribing, you acknowledge and understand that refunds are not permitted and will not be given, as all sales are final. If you have a question about refunds, please email us at firstname.lastname@example.org . You may cancel your subscription at any time and access the group for the remainder of your subscription period. Subscription renewal is automatic and will be processed each month for monthly subscribers, or annually for annual subscriptions. Monthly subscriptions will be charged automatically each billing cycle. Annual subscriptions will be charged in full the day you sign up and it will automatically renew each billing cycle. Annual subscriptions allow you access to the group for 12 months.
We do not tolerate credit card fraud, and all fraud, without exception, will be prosecuted through criminal proceedings in your local jurisdiction to the fullest extent of the law. In addition, we will pursue civil legal action in your local jurisdiction seeking any loss of income related to the fraud, including business, legal fees, research costs, employee downtime, and loss of revenues. We employ advanced risk modeling to detect fraudulent transaction clues across our Services. Fraudulent transactions are immediately canceled after being detected. Any active Orders associated with the same fraudulent credit card will also be canceled immediately. We also actively leverage external, cross-industry resources –such as worldwide fraud blacklists –to prevent fraudulent users from accessing our service in the first place. We consider credit card chargebacks to be fraudulent if you make no reasonable effort to work with us to resolve any problems with your subscription. Customers should always be aware that all initial purchase and subscription renewal transaction credit card statements will be shown as *MoneyLord Academy. All frivolous chargebacks not only cost our employees time away from our usual and customary matters of conducting normal business but also cost us money, therefore when we detect questionable activity related to a subscription purchase that is being made, we will mark the purchase with a “customer review in progress” status and perform fraud detection procedures on the purchase to reduce our exposure to risk; during this time, you will not be able to access your Account. In general, we complete reviews within four (4) to six (6) hours; certain purchases posing a higher potential risk may require more time, however, as our Compliance Department performs even more extensive fraud detection checks. We may also contact you directly as a backup precaution. If we determine that a purchase is high-risk or doesn’t comply with our Compliance and risk Policies, the purchase will immediately be canceled and the funds will immediately be refunded to the credit card from which the purchase was initially made. Furthermore, in such instances, we reserve the right, at our sole discretion, to close any and all of your Account(s) with us immediately. Any active Orders associated with the same fraudulent credit card and/or Account will also be canceled immediately. In addition, we will attempt to recover fraudulently disputed charges plus additional costs via a third-party collection agency and your account will be reported to all credit bureaus as a delinquent collection account. In the event that a chargeback is placed or threatened on a purchase, we also reserve the right to report the incident for inclusion in chargeback abuser database(s) of our choosing and in our sole discretion. The information reported will include name, email address, order date, order amount, IP address, full address, and phone number. Being listed on such databases may make it more difficult for you to use (any of) your credit card(s) on future purchases with us or other merchants.
BECOMING AN INDEPENDENT AFFILIATE
An applicant becomes an Independent Affiliate (“Independent Sales Representative”) of MoneyLord Crypto Academy when the applicant’s completed Application and Agreement have been received and accepted by the Company, by Internet or by mail, at its Home Office. The company reserves the right to decline any Agreement for any reason, at its sole discretion. Independent Affiliate uses his/her best effort to promote and sell products and services of Company to consumers pursuant to the Agreement contained within these Policies and Procedures and Terms and Conditions. In doing so, Independent Affiliate will maintain the high standards of honesty, and integrity, and business ethics when dealing with Consumers, Company or other Company Independent Affiliates.
INDEPENDENT AFFILIATES OBLIGATIONS & RIGHTS
Independent Affiliates are authorized to sell Company products and services and to participate in the Independent Affiliate Compensation Plan. Independent Affiliates may sponsor new Independent Affiliates.
MEMBERSHIP FEES, CHARGES AND/OR PURCHASES
An initial fee, charge, and/or purchase may be required to become an Independent Affiliate. As an Independent Affiliate, you agree to pay and authorize automatic, recurring, billing of the membership fee by any available payment methods, until canceled. Any automatic, recurring, billing of the membership fee is not refundable and will not be prorated. You authorize Company to initiate debit entries from the account provided and for the membership fee, as well as any other purchases made on the Site.
NOT PROVIDING ADVICE MONEYLORD ACADEMY
delivers Trade Strategy signals, alerts, research, analysis, and convenience tools that are sent to subscribing members via email, mobile app, and website member access. There is no customization, review, or consultation of the member’s personal financial objectives, situation, or need. The member is free to act or not to act on the information provided. All information is provided uniformly to the member base without modification or consideration of any personal situation or need.
MONEYLORD CRYPTO ACADEMY IS NOT AN INVESTMENT ADVISOR, BROKER, DEALER, OR FIDUCIARY.
MoneyLord Academy provides research, commentary, and trade signals for cryptocurrency. To further clarify our position as a Publisher, please note the following: • The Company does not take possession of any person’s investment capital • The Company does not get paid by a financial institution for the research information provided • None of the commentary, newsletters, alerts are an offer to purchase or recommend the purchase of securities • The user of our products and services does so at their own discretion, they are free to act or not act on the information provided • Users of our product may select any brokerage firm if they choose to act on the information provided. The only exception to this is certain convenience tools that require programming by brokerage firms who enable the customization. • The Company does not know the individual financial situation, objectives, or needs of the persons who use their services • The Company does not modify the research information delivered to persons using their services, all information is delivered uniformly to subscribed members.
GUIDELINES & REGULATIONS
MoneyLord Academy now provides crypto education webinars, crypto trading research, and alerts. Guidance regarding the cryptocurrency environment is not yet fully determined. The market is emerging, and regulatory guidance is in the process of being developed, changed, and further refined. The Company is committed to understanding the rapidly changing regulatory environment and desires to ensure all services are within the regulatory guidelines. The Company will change, modify, or eliminate a service if it is deemed to be outside regulatory guidance. The Company does not make any representation of performance returns for any of the trade research products. As such, we make no representation of coins being mined through the crypto mining services offered. Each member must accept the risk and responsibility for any service they put into practice.
Independent Affiliates must be of legal age in the state/province/country of their residence.
When a couple sharing Independent Affiliate entity divorces or separates, Company will continue to pay commission checks in the same manner as before the divorce or separation until it receives written notice signed by both parties or a court decree which specifies how future commission checks should be paid, provided and if applicable.
CORPORATIONS, PARTNERSHIPS & TRUSTS
Corporations, partnerships, limited liability companies, or other forms of business organizations or trusts may become Independent Affiliates of Company when the Agreement is accompanied by a federal ID number. Shareholders, directors, officers, partners, members, beneficiaries, and trustees, as applicable of the Independent Affiliate entity must agree to hold such title, and Company will hold each personally liable and bound by the Agreement and these Policies and Procedures and Terms and Conditions.
Shareholders, directors, officers, partners, members, beneficiaries and trustees, as applicable of Independent Affiliate entity must agree to hold such title, and Company will hold each personally liable and bound by the Agreement and these Policies and Procedures and Terms and Conditions.
FICTITIOUS OR ASSUMED NAMES
A person or entity may not apply as an Independent Affiliate using a fictitious or assumed name.
INDEPENDENT AFFILIATE STATUS
Independent Affiliates are Independent Contractors responsible for determining their own activities without direction or control by Company. They are not franchisees, joint ventures, partners, employees, or agents of the Company and are prohibited from stating or implying, whether orally or in writing, otherwise. Independent Affiliates have no authority to bind the Company to any obligation. The company is not responsible for the payment or co-payment of any employee benefits. Independent Affiliates are responsible for liability, health disability, and worker’s compensation insurance. Independent Affiliates set their own hours and determine how to conduct business, subject to the Company Agreement, the Policies and Procedures, and Terms and Conditions.
As Independent Contractors, Independent Affiliates will not be treated as franchisees, owners, employees, or agents of Company for federal or state tax purposes including, with respect to the Internal Revenue Code, Social Security Act, federal unemployment act, state unemployment acts, or any other federal, state, or local statute, ordinance, rule or regulation. At the end of each calendar year, Company will issue to each Independent Affiliate an IRS Form 1099, as required by law, or other applicable documentation for non-employee compensation as an Independent Affiliate.
INDEPENDENT SALES REPRESENTATIVE IDENTIFICATION NUMBER
Independent Affiliates are required by federal law to obtain a Social Security number or Federal ID number. Independent Affiliates will be identified by this number, or a company assigned number, for purposes of Company’s business. The Independent Affiliate Identification Number must be placed on all orders and correspondence with the Company.
Independent Affiliates must comply with all federal, state, and local statutes, regulations, and ordinances concerning the operation of their business. Independent Affiliates are responsible for their own managerial decisions and expenditures including all estimated income and self-employment taxes.
Independent Affiliates may sponsor other Independent Affiliates into Company’s business. Independent Affiliates must ensure that each potential new Independent Affiliate has reviewed and has had access to the current Policies and Procedures, Terms and Conditions and Compensation Plan prior to or when giving the individual an Agreement.
If an applicant submits multiple Independent Affiliates that list different sponsors, only the first completed Agreement received by Company will be accepted.
A Sponsor must maintain an ongoing professional leadership association with Independent Affiliates in his or her organization and must fulfill the obligation of performing a bona fide supervisory or sales function in the sale or delivery of products and services.
Independent Affiliates must truthfully and fairly describe the Compensation Plan. No past, potential or actual income claims may be made to prospective Independent Affiliates, nor may Independent Affiliates use their own incomes as indications of the success assured to others. Commission checks may not be used as marketing materials. Independent Affiliates may not guarantee commissions or estimate expenses to prospects.
Independent Sales Representative may be suspended for violating the terms of his or her Agreement, which includes these Policies and Procedures, the Terms and Conditions and the Compensation Plan and other documents produced by Company. When a decision is made to suspend Independent Sales Representative, Company will inform the Independent Sales Representative in writing that the suspension has occurred effective as of the date of the written notification, the reason for the suspension and the steps necessary to remove such suspension (if any). The suspension notice will be sent to the Independent Sales Representatives “address on file” pursuant to the notice provisions contained in the Policies and Procedures and Terms and Conditions. Such suspension may or may not lead to termination of the Independent Sales Representative as so determined by Company at its sole discretion. If the Independent Sales Representative wishes to appeal, Company must receive such appeal in writing within fifteen (15) days from the date of the suspension notice. Company will re-view and consider the suspension and notify the Independent Sales Representative in writing of its decision within thirty (30) days from the date of the suspension notice. The decision of Company will be final and subject to no further review. Company may take certain action during the suspension period.
Independent Sales Representative may be immediately terminated for violating the terms of his or her Agreement, which includes these Policies and Procedures, Terms and Conditions, and the Compensation Plan and other documents produced by the Company upon written notice. Company may terminate a violating Independent Sales Representative without placing the Independent Sales Representative on suspension, at Company’s sole discretion. When the decision is made to terminate the Independent Sales Representative, Company will inform the Independent Sales Representative in writing at the address in the independent sales representatives file that the termination has occurred.
If the Independent Sales Representative wishes to appeal the termination, Company must receive the appeal in writing within fifteen (15) days from the date of notice of termination. If no appeal is received within the fifteen (15) day period, the termination will automatically be deemed final. If the Independent Sales Representative files a timely notice of appeal, Company will review the appeal and notify the Independent Sales Representative of its decision within ten (10) days after receipt of the appeal. The decision of the Company will be final and subject to no further review. In the event the termination is not rescinded, the termination will remain effective as of the date stated in the original termination notice.
The right to amend the Agreement and its prices in its sole and absolute discretion. By executing the Agreement, a MEMBER agrees to abide by all amendments or modifications that (MoneyLord Crypto Academy) elects to make. Amendments shall be effective five (5) days after publication of notice that the Agreement has been modified. Amendments shall not apply retroactively to conduct that occurred prior to the effective date of the amendment. Notification of amendments shall be published by one or more of the following methods: (1) posting on the Company’s official web site; (2) electronic mail (e-mail); (3 inclusion in Company periodicals; (4) inclusion in product orders or bonus checks; or (6) special mailings.
If you have any questions or concerns, you may contact us via email at email@example.com